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Patient Financing
Payment Plans & Financing
Split your treatment into affordable monthly payments. Apply in minutes with PatientFi, Cherry, or CareCredit. Approvals and terms vary by provider and are subject to credit approval.
Choose the Option That Fits Your Budget
| Provider | What it is | Highlights | Best for |
|---|---|---|---|
| PatientFi | Medical financing platform for elective procedures. | Fast application; personalized offers; no‑impact pre‑qualification (soft check) in many cases.* | Most aesthetic treatments and bundles. |
| Cherry | Buy‑now‑pay‑later style monthly plans. | Quick decisions; flexible terms; soft check for initial approval in many cases.* | Smaller to mid‑size treatments or add‑ons. |
| CareCredit | Health & wellness credit card. | Use again for future visits where accepted; promotional financing may be available.* | Ongoing care and repeat services. |
*Exact terms, APRs, promotional periods, and credit checks are set by each provider and may change. See provider disclosures during application.
PatientFi
- Designed for elective medical treatments
- Simple, mobile‑friendly application
- Personalized monthly payment options
- No penalty for prepayment (per provider terms)
Cherry
- Split your purchase into predictable payments
- Quick approvals; flexible plan lengths
- Initial soft credit check in many cases
- Manage payments in the Cherry app
CareCredit
- Dedicated health & wellness credit card
- Can be used for future services where accepted
- Promotional financing may be available
- Convenient monthly payments
How Financing Works
- Pick a provider — Choose PatientFi, Cherry, or CareCredit.
- Apply online — Most applications take just a few minutes.
- Review your options — Select the plan and monthly payment that fits your budget.
- Book your treatment — We schedule your service and you pay over time.
Approval amounts, down payments, and interest depend on the provider and your credit profile. Minimum purchase amounts may apply.
Sample Monthly Payments
For illustration only. Actual offers will vary by provider and your approval.
- $1,200 treatment ≈ $109/mo for ~12 months*
- $2,500 treatment ≈ $115–$235/mo depending on term*
- $4,500 treatment ≈ $210–$420/mo depending on term*
*Ranges assume common plan lengths and are not quotes or guarantees.
Financing FAQs
Will applying affect my credit score?
Some providers use a soft credit check for pre‑qualification, which does not impact your score. If you decide to move forward, a hard inquiry may occur. Check the disclosure on the provider’s application page.
Can I pay off early?
Most partners allow early payoff without penalty, but terms vary. Review the specific provider agreement during checkout.
Which treatments can I finance?
Most aesthetic services at Afzal Clinics are eligible, including thread lifts, neck contouring, liposuction under local anesthesia, laser hair removal, BBL, and Halo. Ask our team if you have a specific treatment in mind.
What if I’m not approved?
If one provider doesn’t work out, you can try another partner or discuss splitting a purchase between payment methods. Our team can help you explore options.
Ready to Apply?
Choose a provider to get started. If you’re unsure which option fits you best, call (612) 662‑2772 and we’ll help you compare.
Important Information
Financing is provided by third‑party companies (PatientFi, Cherry, CareCredit). All applications are subject to the providers’ approval criteria and terms. APRs, promotional periods, down payments, and fees are determined solely by the provider. Afzal Clinics does not set financing terms and cannot guarantee approval.